It’s an unfortunate reality that scammers will often exploit national disasters and pandemics by setting up fake charities to steal your information. At this time people are especially vulnerable and wanting to give to help affected individuals. In light of the tragic hurricanes Milton and Helene, the IRS encourages taxpayers to think twice before donating to a charity—it could be fake! Scammers use phone, text, mail, email and even go door to door following hurricanes and damaging storms.

Here are some things you should look out for.

What is the fake charity scam?

Cyber scams are possible at any time, but they are especially prevalent in the midst of high-profile disasters, like Hurricanes Milton and Helene. Scammers will take advantage of charitably inclined individuals who want to help victims and families, leading to lost money, breached personal information and further exploitation through identity theft.

Warning signs:

Be cautious if a “charity”:

• Has a name that closely resembles a nationally known organization.
• Requests donations through gift card or wire transfers.
• Requests your social security number, credit card number or personal identification number.
• Pressures you to make an immediate payment or is otherwise demanding (legitimate charities will never push you)

How to verify a legitimate charity?

Use the IRS’ Tax Exempt Organization Search (TEOS) tool, which allows you to find legitimate, qualified charities to which donations may be tax-deductible.

Through the tool you can verify the charity’s legitimacy, but also check availability for any tax deductible charitable contributions and access information about the charity’s tax-exempt status.

You can also check with Better Business Bureau's Wise Giving Alliance, Charity Navigator, Charity Watch, or GuideStar. You can also check with the National Association of State Charity Officials whether charities must be registered in your state and if the charity contacting you is on file with your state.

Additional tips for protecting yourself:

• Verify Phone Numbers: Always check a charity's official website for accurate contact information. If you receive a text-to-donate request, confirm the number with the charity.
• Avoid Suspicious Emails: Do not click links or open attachments in emails that seem suspicious or ask for donations. Scammers frequently use email for phishing and spreading malware.
• Double-Check Social Media Posts: Verify any charitable donation requests you see online. Crowd-funding sites may not always vet requests for help.

Think you may have fallen victim to a charitable scam? We can help guide you in the right direction.